Popularity of Dental Insurance

Dental Insurance

Dental Insurance

The benefits of dental insurance coverage have been further stressed upon by the popular icons on the television, who always seem to have flashing white flawless teeth. These teeth are a result of care, expensive dental care and thus need for expensive group dental insurance plans provided by insurance companies that reducing in number by the day.

 

Group dental insurance plans have been growing rapidly placed in the niche market of employee benefit programs. A few years back, dental insurance was a non-descript part of employee benefit programs and very simple to plan and execute. Most plans used were for full coverage of preventive care and cleaning, 80% coverage for basic restoration and 50% coverage for major restorative services like crowns and bridges. Despite advice many employees never visited their dentists resulting in the overall cost of insurance being low and stable compared to general health benefit plans which rose year after year. For many years dental insurance was a simple rider for employers who took it major plans from big insurance companies.

 

The last few years saw a spurt in television advertising and as the smiles brightened on the idiot box, the importance of whiter smiles and straighter teeth became apparent and people started taking more interest in dental care. This in turn saw a spurt in rise of dental insurance premiums almost at the rate of 7-10% a year. This rate is significant and big employers started looking at it with a bigger eye. This tells on the bottom-line of the company since the employee benefit expenses are going up due to this rise. The dental insurance costs about 10% of the total employee benefits for a corporate today. So the rise in premium year after year, pushes the total employee benefit expenses 1% higher year after year.

 

“Employers aren’t paying that much attention yet, but considering the way dental plans are evolving, they should,” says Donald S. Mayes, dental plan auditor and consultant from Hershey, Pennsylvania.

 

Dental Insurance plans, as a part of employment package have also increased in popularity. So big companies, to recruit and retain their employees cannot do away with these plans; at the same time have to watch the cost going upward. A Catch 22 decision is awaited.

Certified Dental Assistant Requirements

Completing a Dental Assistant program can be the opportunity to explore a wonderful career in the field of dentistry. While most states don’t require licensing, obtaining your certification as a Dental Assistant will give you and edge over the competition. This will allow you to have a wide selection of employment opportunities to choose from. Most Dental Assistants with a certificate find that they are paid more for their work than those Dental Assistants who have not obtained licensing.

The Dental Assisting National Board, Inc. set the standards for the Certified Dental Assistant, known as CDA. The CDA exam is composed of three parts. The General Chairside is a written test composed of 120 multiple choice questions. The questions are based on basic Dental Assistant fundamentals. The Infection Control segment is also a written portion. It is composed of 100 multiple choice questions relating to information on various diseases, the risks, and prevention methods. The last portion of the exam is the Health and Safety portion. This is a 100 question multiple choice section that is basically common sense related. Some Nursing Assistants choose to take the Certified Dental Assistant portion as well. This is a 210 question multiple choice section.

To prepare for the CDA, review your text book and notes from your Dental Assistant program. It is a good idea to purchase a CDA study guide. You can form a study group with other students who will be taking the CDA exam. The internet also has many free practice tests available. The exam is given in either a written form or computerized form. Nursing Assistant can choose the method they are most comfortable with.

To ensure you do the best possible on the CDA test, consider scheduling it immediately after you have completed your Dental Assistant Program. This is a great time to do it because all of the information is still fresh in your mind. You are also still in learning mode, so you should not suffer too much from test anxiety. Those who test right after completing their Dental Assistant program score better on the test. The longer you wait, they lower your score is likely to be. It is also less likely you will take the test once you have secured employment as a Dental Assistant.

In some states, Dental Assistants who have obtained the certification can perform various dental procedures. This definitely makes you a greater asset to the dental facility you work for if your state offers this statute. This will also encourage employers in these states to hire you over other Dental Assistants who are not certified. You will be worth more to the employer, so you will likely be offered more pay and better benefits.

For Dental Assistants, the decision to take the CDA is theirs to make. Since licensing is not a requirement, then many choose not to go through the test of taking another exam. However, there is nothing to lose because if you don’t pass the test you are still qualified to be a Dental Assistant upon completion of your program. However, the benefits of having an edge over the competition as well as the additional pay for the same type of work are encouraging to proceed with taking the CDA.

CDA exams vary in cost by state. They are generally held monthly. You can obtain a schedule of CDA exams from your program instructor, your State Dental Board, or from The Dental Assisting National Board, Inc. They can also refer you to the best materials to study for the CDA test based on the requirements of your state.

The Basics Of Brushing


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The Basics Of Brushing

Brushing and flossing are something we all learn at an early age.  The proper way to brush your teeth takes less than 2 minutes, although many people tend to spend much longer, or much less.  Most adults tend to spend less than a minute, which isn’t enough time to clean your teeth.  To get the right amount of time brushing, you should try using a stopwatch while you brush.
 

When you brush your teeth, you should avoid using pressure but instead use short, gentle strokes.  You should focus on hard to reach places, and make sure that you get the areas between your teeth as well.  You should also make sure you get eating surfaces as well, along with your upper and lower gums.  If you focus on all areas of your mouth, you’ll get everything when you brush.
 

Along with using the proper brushing techniques, you will also need to use the right toothpaste as well.  There are a variety of toothpastes available, designed to help you with a variety of different conditions.  You can get toothpaste that will prevent toothaches, stop sensitivity, and prevent things such as tartar and gingivitis.  Toothpaste is the best way to protect your teeth, therefore you should always ask your dentist what type of toothpaste he recommends for you.
 

To get the most out of brushing, you’ll need to have a good toothbrush.  There are many different models to choose from, which can make it extremely difficult to choose one.  When you make your choice, you should look for brushes that have soft bristles.  Soft bristles are easy on your gums, and they will remove plaque and other debris from your teeth.  A small head is also preferred, as it can easily reach hard to get places, such as your back teeth.
 

You should also remember to replace your brush every couple of months, or when it starts to show signs of wear.  If you’ve had a cold you should replace your toothbrush, simply because the bristles can contain germs that could get you sick all over again.  Toothbrushes that show wear should always be replaced, as they can have an impact on your gums.  If the bristles start to get worn down, they can tear away at your gums, leading to sensitivity.
 

To get the most from your brushing, you should always use a bit of common sense and ask your dentist for his recommendations. Brushing your teeth will help keep them healthy, and prevent the buildup of plaque and tartar.  Keep in mind that brushing does help your teeth, although you still need to go to your dentist for regular checkups.  If you take care of your teeth and brush them on a regular basis – you will keep them free of infections and cavities.